Speak to a Student Advisors expert to review your loans and help determine which Department of Education program(s) you may qualify for.
A Student Advisors expert will analyze your income and family size to help you choose the program that best suits your needs.
Once a program is chosen, your Student Advisors expert will walk you through the agreement and begin the document preparation on your behalf.
More than 20,000 people have trusted us to help take control of more than $600 million in student loan debt.
“We’re offering millions the opportunity to cap their monthly student loan payments to ten percent of their income, and I want to work with Congress to see how we can help even more Americans who feel trapped by student loan debt.” – President Obama – 2014 State of the Union Address
If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.
Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating you also may become eligible for loan forgiveness.
If you are suffering from a financial hardship, you may be eligible for an Income Based Payment. In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month, with forgiveness at the end of 20-25 years.